About Trust Mutual
Trust Mutual is reimagining credit by leveraging social trust instead of traditional credit scores.
Our Mission
We believe everyone deserves access to fair credit. Traditional banking systems often exclude those without established credit history, even when they have strong communities backing them. Trust Mutual changes that by letting your social network vouch for your creditworthiness.
How It Works
1. Build Your Trust Score
Connect with friends, family, and colleagues. Your trust score grows as you successfully repay loans and receive endorsements.
2. Request or Offer Loans
Need funds? Request from your network. Have extra? Offer to help friends while earning interest.
3. Use the Trust Vault
Stake USDC in our collective vault to earn yield while enabling credit access for the community.
4. Stay Protected
Social recovery, guardian approvals, and insurance pools protect both lenders and borrowers.
Our Technology
Built on BASE L2 blockchain with Account Abstraction for gasless transactions. Your wallet is secured by social recovery through trusted guardians, eliminating the risk of lost seed phrases.